PERFORMANCE LEADS/DEBT & CREDIT

Debt leads have a reputation problem. You’ve probably already paid for it.

Recycled files. Inflated balances. Borrowers who were never really shopping for relief — just names on a list someone sold twice.

Get a debt program →See the niches

Five relief paths.
One blown threshold.

RESOLUTION

Every relief path, its own screen — cleared before it reaches your floor.

Balance, hardship and product fit scored against each niche's own threshold — before anything moves forward.

FIVE DEBT & CREDIT NICHES

Each relief path, run as its own screen.

Debt buyers differ by balance, hardship and product. We build and price every niche separately so each funnel screens for exactly the right fit.

Debt Relief

Unsecured-debt holders actively seeking a structured way out.

Debt Settlement

$10k+ enrolled-balance prospects, screened on genuine hardship.

Consolidation

Multi-account borrowers looking to simplify into one payment.

Credit Repair

Sub-prime profiles working to rebuild and clean their score.

Tax Relief

IRS and state back-tax owers above a qualifying balance.

HOW A LEAD CLEARS THE SCREEN

Pre-qualified before it ever reaches your floor.

01 · CAPTURE

Intent capture

Search and social funnels that meet people the moment debt becomes urgent.

02 · SCREEN

Debt-amount gate

Balance, hardship and product fit scored before anything moves forward.

03 · CONSENT

Consent and compliance

TCPA-grade consent, DNC scrub and full source trail on every record.

04 · DELIVER

Real-time handoff

Qualified calls and leads posted live to your CRM or dialer.

HOW YOU BUY

Pay for the outcome that fits how you close.

MODEL 01

Pay per Call

Live, consented inbound calls screened on debt amount and hardship, transferred to your closers. Best for phone-driven enrollment.

Live transferBalance-screenedBuffered

MODEL 02

Pay per Lead

Consented, balance-qualified lead records posted in real time with full field data and source trail. Best for outbound floors.

Real-time postField-validatedExclusive option

WHY ADSTIA IN DEBT & CREDIT

Built for compliance-heavy volume.

Debt is unforgiving on compliance and fit — one bad file can cost more than the lead itself. We own the funnel, the consent, and the screen end to end, so that risk stays with us, not you, and only files worth working reach your floor.

Projects shipped across Adstia's in-house team

Client retention across active programs

TCPA consent and DNC scrub logged on every record

OTHER VERTICALS

QUESTIONS

Before you ask.

01How do you handle TCPA and DNC compliance on debt leads?+

TCPA-grade consent and a DNC scrub are logged on every record — that compliance risk sits with us before a file ever reaches your floor.

02How is "genuine hardship" actually screened?+

Balance, hardship, and product fit are scored against each niche's own qualifying threshold before anything moves forward, not left to your closers to discover on the call.

03Can you run debt settlement and credit repair under one account?+

Yes — each niche (relief, settlement, consolidation, repair, tax) runs as its own funnel with its own qualifying screen.

04What's the minimum enrolled balance you screen for?+

Thresholds are set per niche and per client — debt settlement, for instance, typically screens for a meaningfully higher enrolled balance than consolidation.

05Do you handle inbound calls or only posted leads?+

Both — live, consented inbound calls transferred to your closers, or real-time posted lead records, depending on how your floor is set up to work.

LET'S TALK

Start a debt program built for compliance.

Balance-screened funnels, hardship qualification, and calls or leads billed only when they clear the screen.

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